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WHY CHOOSE US?

 

Our high level of experience, great customer service, commitment and enthusiasm for serving the Native American population makes 1st Tribal Lending the logical choice for your HUD Section 184 Loan... and Grant Gaertner is at your service.

WHO WE ARE

1st Tribal Lending is comprised of the most experienced HUD Section 184 lending team in the nation. Much of our staff has been in the HUD Section 184 industry for greater than ten years. Our underwriters were among the first in the nation to become approved to directly underwrite this loan product.

OUR VISION

The 1st Tribal Lending team has successfully closed thousands of HUD Section 184 loans across the nation. Within this amazing volume of lending, loans on the reservation, off the reservation, site built construction, manufactured homes, and purchases on and off the reservation, and refinances for a multitude of purposes have been successfully funded. Some lenders offer only one or two of these options. 1st Tribal Lending offers them all.

Or call:

800-454-4988

LOAN FACTS YOU SHOULD KNOW:

 

  • You must be an enrolled member of a federally recognized tribe to qualify

  • Your home can be on or off the reservation (within approved areas)

  • Down payments are as low as 1.25% - 2.25%

  • Gifts and tribal assistance are permitted

  • Regular 30 yr fixed interest rates available

  • No hidden terms or fees

  • Common sense approval process

  • Only a 1.5% guarantee fee to the government

  • Doublewide and modular homes allowed

  • Cash out refinance to 85% loan to value

  • New construction and renovation allowed

  • In-house loan approvals and funding​

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